Impacts of sharp rate hikes from central banks
There has been much made of the fact that sharp rate hikes from just about all G10 central banks have not led to the depth of economic slowdown that was feared.
There has been much made of the fact that sharp rate hikes from just about all G10 central banks have not led to the depth of economic slowdown that was feared.
There is undoubtedly potential to lower loan interest rates in Vietnam's current macroeconomic climate, where inflation is below 4% and deposit rates have...
Without regulations allowing them to seize collateral under Resolution 42, banks may be afraid to grant credit, affecting the ability to access loans of firms and...
Deputy Prime Minister Le Minh Khai has requested the State Bank of Vietnam (SBV) and relevant ministries and organisations to consider solutions to solve financial...
In the second half of the year, the fact that the State Bank of Vietnam (SBV) continuously cut operating interest rates at the end of the second quarter of 2023 has...
There are various reasons to expect the real estate market to gradually rebound, particularly between the conclusion of the third quarter and the end of 2023. However,...
Many firms lack collateral; if banks refuse to endorse unsecured and cash flow-based loans, it will be difficult to stimulate credit growth.
Banks have to lower lending interest rates to stimulate demand for new loans as credit growth falters and deposit interest rates have also dropped sharply.
The Bank of Japan could tweak its yield curve control (YCC) policy at the July meeting in a similar way to its decision last December.
Credit institutions forecast the demand for banking services will be buoyant in the remaining months of this year, of which credit growth will reach about 4.4% in the...
Cash flow from government bonds is meant to flow into the treasury for the benefit of the economy but in a vicious cycle, cash is being deposited back in banks to buy...
Because banks were unable to track cash flow, they did not dare to offer real estate loans while this market was in turmoil.
It doesn't matter if a ceiling of 5.0 or 3.0 per cent would be imposed. All that matters is that credit institutions are obliged to disclose who is pulling their strings.
According to banking expert Nguyễn Trí Hiếu, besides helping banks improve their credit ratings and enhance their competitiveness in the international market, Basel III...
The competition for talent has been increasingly fierce, especially at a time when the latest advancements in technology have created enormous changes in banking sector.
The banking sector should take more drastic measures to restructure credit institutions in association with the settlement of bad debts to contribute to curbing...
According to the State Bank of Vietnam (SBV), by the end of May 2023, the economy's credit reached over VND 12.3 quadrillion, an increase of about 3.17% compared to the...
Government bonds prospered again in the first five months of the year.
All major banks have slashed their deposit interest rates across all terms following the rate cut by the State Bank of Việt Nam (SBV) earlier this week.
According to analysts, in order to promote bank loan demand, commercial banks must be more open and flexible, while ministries, sectors, and localities must work...
After great progress has been achieved, digital transformation activities in the banking sector are forecasted to continue strongly in the coming time. Accordingly, the...
Low credit growth has made large banks curb capital mobilisation and implement solutions for attracting borrowers.