Many firms lack collateral; if banks refuse to endorse unsecured and cash flow-based loans, it will be difficult to stimulate credit growth.
Banks have to lower lending interest rates to stimulate demand for new loans as credit growth falters and deposit interest rates have also dropped sharply.
The Bank of Japan could tweak its yield curve control (YCC) policy at the July meeting in a similar way to its decision last December.
Credit institutions forecast the demand for banking services will be buoyant in the remaining months of this year, of which credit growth will reach about 4.4% in the...
Cash flow from government bonds is meant to flow into the treasury for the benefit of the economy but in a vicious cycle, cash is being deposited back in banks to buy...
Because banks were unable to track cash flow, they did not dare to offer real estate loans while this market was in turmoil.
It doesn't matter if a ceiling of 5.0 or 3.0 per cent would be imposed. All that matters is that credit institutions are obliged to disclose who is pulling their strings.
According to banking expert Nguyễn Trí Hiếu, besides helping banks improve their credit ratings and enhance their competitiveness in the international market, Basel III...
The competition for talent has been increasingly fierce, especially at a time when the latest advancements in technology have created enormous changes in banking sector.
The banking sector should take more drastic measures to restructure credit institutions in association with the settlement of bad debts to contribute to curbing...
According to the State Bank of Vietnam (SBV), by the end of May 2023, the economy's credit reached over VND 12.3 quadrillion, an increase of about 3.17% compared to the...
Government bonds prospered again in the first five months of the year.
All major banks have slashed their deposit interest rates across all terms following the rate cut by the State Bank of Việt Nam (SBV) earlier this week.
According to analysts, in order to promote bank loan demand, commercial banks must be more open and flexible, while ministries, sectors, and localities must work...
After great progress has been achieved, digital transformation activities in the banking sector are forecasted to continue strongly in the coming time. Accordingly, the...
Low credit growth has made large banks curb capital mobilisation and implement solutions for attracting borrowers.
Though deposit interest rates listed at commercial banks have decreased rapidly after the State Bank of Việt Nam's (SBV) policy rate cut, savings of individual customers...
The retail banking market in Vietnam is considered attractive for banking service providers.
Cross-ownership in Vietnam's banking system has had several effects, including dependency and the tying of personal interests, undermining the banking industry.
Banks will have to exercise caution to ensure stable liquidity when trillions of Vietnamese dong in savings deposits reach their maturity dates over the next few months,...
Deputy Governor of the State Bank of Vietnam (SBV) Phạm Tiến Dũng said accessing the national population database will help banks to check and authenticate new customer...
According to data from the State Bank of Vietnam (SBV), the bad debt ratio on the balance sheet of the whole system by the end of February 2023 has reached 2.91%,...
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