Raising the ratio of short-term funds used for medium- and long-term loans to 40% could expand the credit headroom for banks, while creating additional...
The attraction of ACB shares of Asia Commercial JSC (HOSE: ACB) comes not only from the expectation of anticipating the 2025 dividend but also from the...
Although small and medium-sized enterprises (SMEs) account for 98% of all businesses, bank lending to the sector currently represents only around 19-20% of total...
With expectations that credit room may be loosened to expand growth in the second half of this year, banks possessing superior credit room advantages are promised...
Assuming credit growth is maintained at 15% during the 2026–2027 period, while the net interest margin (NIM) remains stable around 3.15%, bank profits could grow by 17%.
While the banking sector aims to reduce its reliance on net interest income, this driver actually continues to grow and remains the primary contributor to total revenue,...
There is quite a contrast between the response of the Federal Reserve to the surge in energy prices and that of most other central banks.
Experts forecast that persistently high interest rates, coupled with rising household leverage, will increase the risk of deterioration in banks’ asset quality.
In the banking and financial sector, data has become the “lifeblood” of the economy. From digitalised processes to digital-creation banking models, every activity...
MBS believes the Circular 08/2026/TT-NHNN will expand the lending headroom of state-owned banks, given that they currently hold around 99% of total State Treasury...
Amid rising risks from global monetary policy shifts, Circular 08/2026/TT-NHNN is being viewed as a “regulatory valve” that could help the banking system maintain...
The strongest bright spot of the market in the first quarter of 2026 came from the earnings season. The strong growth momentum in the opening quarter has raised...
As per the directives issued by the State Bank of Vietnam (SBV), a substantial number of commercial banks implemented reductions in deposit interest rates over the past...
Providing bank loans to the real estate sector through a classification-based lending approach could help limit risks and improve loan quality.
Following a meeting with the State Bank of Viet Nam, commercial banks moved almost immediately to cut deposit interest rates.
The FX market has numerous factors to focus on this week: the Middle East conflict, a tide of central bank rate decisions, and earnings releases from major US tech...
This week sees monetary policy meetings at all the major central banks: the Fed, ECB, BoJ and BoE. None are expected to move rates now. How these meetings impact the US...
It seems clear that most G10 central banks will avoid rushing to hike rates even as inflation surges on account of higher energy prices. But just because they stall now...
Many joint stock banks are forecast to face liquidity pressure. Will bank profits be affected in 2026?
The consensus move by the banking system to lower interest rates is expected to create fresh momentum for businesses and the real estate market at a time when...
In 1Q26, MBS estimated that earnings across the overall market would post strong yoy growth of approximately 25%. However, this growth is unlikely to be broad-based,...
In recent years, the Vietnamese banking industry has witnessed a strong transformation, from digitising individual business processes to building a comprehensive,...
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