Real estate loans should be redirected
Many analysts feel that commercial banks should divert loan flows to the mid-range and inexpensive sectors rather than the high-end segment.
Many analysts feel that commercial banks should divert loan flows to the mid-range and inexpensive sectors rather than the high-end segment.
Many firms are hoping that commercial banks would charge off their debts and issue fresh loans to assist them regain production and business following the terrible...
Real estate is a major factor in credit growth, particularly the demand for home loans. Home loans are still slow over the first seven months of the year even though...
According to Dr. Đinh The Hien, a financial expert, bank loans pouring into real estate sector have not declined; nonetheless, the overall outstanding loans in the first...
Although Prime Minister's Decision 09/2024/QD-TTg opened the "door" for excess loans, businesses must fulfill certain conditions.
Analysts recommend that the State Bank of Vietnam (SBV) regulate banks' variable interest rates on consumer loans and set a interest rate caps for financial companies'...
Corporate bonds are viewed as a cheap fundraising tool that assists Vietnam's commercial banks in expanding low-interest loans to firms.
Businesses are seeking preferential loans, legal assistance, and product promotion support from the government.
The average lending interest rate for new loans by commercial banks is reported at around 6.4% per year, a decrease of 0.7 percentage point per year compared to the end...
Banks are actively channeling credit towards the manufacturing and business sectors, always standing by to offer loans to enterprises. However, this endeavor requires...
In the context of negative credit growth during the first two months of 2024, savings interest rates on the market continue to plummet. Many banks are injecting cheap...
Proposals regarding social housing loan packages continue to be suggested, with many opinions advocating for a fixed interest rate of 4.8% for social housing...
A new regulation on reducing the loan limit under the amended Law on Credit Institutions will adversely affect capital supply for enterprises so commercial banks...
Some people said the more the US dollar is lent internationally, the weaker the US dollar becomes. So, which is correct?
Many real estate enterprises are still in short supply of funding. So, initiatives to unleash funds for the real estate market to boost recovery are critical.
Home loans will be a driver for retail credit growth in the near future as interest rates keep cooling down and the real estate market recovers from the second half of...
The proposal was one of conclusions under the Government’s Resolution 05/NQ-CP that was issued after a recent Government meeting on law making.
According to Mr. Le Hoang Chau, Chairman of HoREA, in order to continue increasing credit supply in the real estate industry, legislative bottlenecks must be removed at...
Following a period of difficulty getting bank credit, real estate firms have lately seen a series of capital assistance packages from banks.
Although interest rates have continued to drop sharply, firms say it is still difficult for them to access loans.
Mr. Le Hoang Chau, Chairman of the Ho Chi Minh City Real Estate Association (HoREA), feels that commercial banks have not adequately examined the project's...
According to the State Bank of Vietnam (SBV), there has been a high growth in real estate business credit beginning of the year until now.