Dealing with the banks excess liquidity
According to financial analysts, synchronized policy coordination is required to open up bank loans to assist the business community and the economy in recovering. ...
According to financial analysts, synchronized policy coordination is required to open up bank loans to assist the business community and the economy in recovering. ...
Regulations on conditions for foreign loans not guaranteed by the Government have been in effect for a few days, which removes obstacles for enterprises in borrowing...
Borrowers now can seek loans from different banks to prepay their existing loans.
While the share of green loans remains low, accounting for only 4.32% of total outstanding debt in the economy, Vietnamese banks are actively engaging in green...
Data of 17 listed banks showed their total outstanding loans for the real estate sector in the first half of 2023 reached VNĐ426 trillion, up 36.2 per cent compared to...
According to a survey from the Vietnam Real Estate Association (VNREA), investors and buyers of social housing projects must take loans with high interest rates. These...
Enhancing access to credit for businesses and individuals is a major concern for the entire society. During these challenging times, all levels of authority, sectors,...
There are various reasons to expect the real estate market to gradually rebound, particularly between the conclusion of the third quarter and the end of 2023. However,...
Many firms lack collateral; if banks refuse to endorse unsecured and cash flow-based loans, it will be difficult to stimulate credit growth.
Banks have to lower lending interest rates to stimulate demand for new loans as credit growth falters and deposit interest rates have also dropped sharply.
Because banks were unable to track cash flow, they did not dare to offer real estate loans while this market was in turmoil.
The State Bank of Vietnam (SBV) is cutting down a series of key interest rates by 0.25%-0.5% from June 19, which is expected to make a double impact on the economy...
The State Bank of Vietnam last week cut its policy rates for the third time this year to prop up economic growth. Accordingly, the bank cut its refinance rates from 5.5...
Circular 02/2023/TT-NHNN, which stipulates loan repayment rescheduling while leaving the debt group constant, is seen as a "lifesaver" for both firms and banks.
The flow of green credit has seen many positive changes in the past time when more and more banks have provided green lending for projects on the environment, clean...
Capital and interest rates continue to be issues mentioned by industry associations at the Conference “Removing difficulties in production and business and boosting...
Never have consumer loans been in difficulty as recently. The demand of borrowers was great, but finance companies did not dare to increase lending because of worry...
Borrowing capital of enterprises at banks is an old story, but new details always arise. Especially in the current difficult market situation, enterprises expect the...
As of April 24, foreign banks and credit organizations have officially initiated a restructuring of loan repayment terms while retaining the current debt group to assist...
Commercial banks must cut operating expenses, reduce administrative operations, and assist individuals and enterprises through methods such as fee reduction, interest...
The real estate market in Vietnam is probably the only market that is operating in moderation and waiting for time to change for the better.
Many domestic enterprises are facing the situation of not being able to repay bank loans despite being supported with restructuring. This leads to the risk of switching...