In the context of increasingly diversified capital channels but extremely high demand and numerous barriers to access, foreign loan sources will be wide open...
The State Bank of Vietnam (SBV) has raised the maximum ratio of short-term funding for medium and long term loans (SMLR) from 30% to 40%, while also exempting certain...
Liquidity pressure from the gap between mobilization and outstanding loans, rising bad debt risks, and the diverging business results of commercial banks have not...
Sharing with the Business Forum, Mr. Lê Hữu Nghĩa—Chairman of Lê Thành Group—stated that with the 145,000 billion VND credit package, a paradox exists:
Raising the ratio of short-term funds used for medium- and long-term loans to 40% could expand the credit headroom for banks, while creating additional...
While the banking sector aims to reduce its reliance on net interest income, this driver actually continues to grow and remains the primary contributor to total revenue,...
The Ministry of Finance has released a report following one year of implementing Politburo Resolution No. 68-NQ/TW on private economic sector development. Notably, a...
Providing bank loans to the real estate sector through a classification-based lending approach could help limit risks and improve loan quality.
The demand for loans rises as the year comes to an end. Many analysts predict that credit growth will frequently double or triple in comparison to the...
Unlocking financial resources to drive the development of science, technology, innovation, and digital transformation is becoming increasingly urgent. One approach is to...
Aiming to support the goal of high economic growth, the banking sector has been maintaining low interest rates while pushing for expanded credit growth....
A number of commercial banks raising short-term deposit interest rates, along with concerns about growing inflation as the money supply expands rapidly, may increase the...
Resolution 68/NQ-TW provided opportunities for private-sector firms to obtain long-term loans, including financial leasing.
Resolution 68-NQ/TW outlines important directions for diversifying capital sources for the private sector, including specific orientations to promote such activities.
In the context of increasing globalisation and climate change, the development of green credit is not only an inevitable trend but also an urgent requirement for Viet...
Despite actively promoting credit growth, banks must still ensure credit quality in the context of asset quality risks and the rising trend of non-performing loans.
According to experts, value chain finance is one of the options for improving access to bank loans for small and medium-sized businesses (SMEs). However, in order to...
The Vietnam banking sector must implement solutions to reduce lending interest rates, creating conditions for individuals and businesses to access loans at...
Although many preferential credit packages for home buyers have been announced, stringent requirements in some packages make it difficult for those seeking capital to...
The banking industry successfully implemented policies on credit, interest rates, and exchange rates in 2024, guaranteeing businesses the best possible access to capital...
Banks often use their charter capital to compensate for a capital shortage, as lending exceeds capital raising.
Current regulations classify intellectual property as "property rights" and allow it to be used as collateral for bank loans; nonetheless, there are still several...
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