Drivers for credit growth by year-end
The demand for loans rises as the year comes to an end. Many analysts predict that credit growth will frequently double or triple in comparison to the...
The demand for loans rises as the year comes to an end. Many analysts predict that credit growth will frequently double or triple in comparison to the...
Unlocking financial resources to drive the development of science, technology, innovation, and digital transformation is becoming increasingly urgent. One approach is to...
Aiming to support the goal of high economic growth, the banking sector has been maintaining low interest rates while pushing for expanded credit growth....
A number of commercial banks raising short-term deposit interest rates, along with concerns about growing inflation as the money supply expands rapidly, may increase the...
Resolution 68/NQ-TW provided opportunities for private-sector firms to obtain long-term loans, including financial leasing.
Resolution 68-NQ/TW outlines important directions for diversifying capital sources for the private sector, including specific orientations to promote such activities.
In the context of increasing globalisation and climate change, the development of green credit is not only an inevitable trend but also an urgent requirement for Viet...
Despite actively promoting credit growth, banks must still ensure credit quality in the context of asset quality risks and the rising trend of non-performing loans.
According to experts, value chain finance is one of the options for improving access to bank loans for small and medium-sized businesses (SMEs). However, in order to...
The Vietnam banking sector must implement solutions to reduce lending interest rates, creating conditions for individuals and businesses to access loans at...
Although many preferential credit packages for home buyers have been announced, stringent requirements in some packages make it difficult for those seeking capital to...
The banking industry successfully implemented policies on credit, interest rates, and exchange rates in 2024, guaranteeing businesses the best possible access to capital...
Banks often use their charter capital to compensate for a capital shortage, as lending exceeds capital raising.
Current regulations classify intellectual property as "property rights" and allow it to be used as collateral for bank loans; nonetheless, there are still several...
Many analysts feel that commercial banks should divert loan flows to the mid-range and inexpensive sectors rather than the high-end segment.
Many firms are hoping that commercial banks would charge off their debts and issue fresh loans to assist them regain production and business following the terrible...
Real estate is a major factor in credit growth, particularly the demand for home loans. Home loans are still slow over the first seven months of the year even though...
According to Dr. Đinh The Hien, a financial expert, bank loans pouring into real estate sector have not declined; nonetheless, the overall outstanding loans in the first...
Although Prime Minister's Decision 09/2024/QD-TTg opened the "door" for excess loans, businesses must fulfill certain conditions.
Analysts recommend that the State Bank of Vietnam (SBV) regulate banks' variable interest rates on consumer loans and set a interest rate caps for financial companies'...
Corporate bonds are viewed as a cheap fundraising tool that assists Vietnam's commercial banks in expanding low-interest loans to firms.
Businesses are seeking preferential loans, legal assistance, and product promotion support from the government.