Control of major shareholders in banks
In compliance with the provisions of the Law on Credit Institutions 2024, banks have made public the list of information on shareholders owning 1% or more of shares....
In compliance with the provisions of the Law on Credit Institutions 2024, banks have made public the list of information on shareholders owning 1% or more of shares....
Bad debt in the Vietnamese banking industry is increasing, yet dealing with it remains tough and challenging.
Commercial banks have begun announcing rate cuts to improve access to consumer loans and prevent the use of
After a quiet July, credit in August 2024 showed signs of recovery. The State Bank of Vietnam (SBV) has recently adjusted the credit room to boost lending in the...
Modest and steady rate cuts from G10 central banks, particularly the Federal Reserve (FED), are likely to keep riskier assets like equities and emerging markets well...
Asset risks and profitability of Vietnamese banks remained broadly stable, but small banks faced more loan delinquencies and liquidity issues in the first half of 2024,...
Commercial banks are seeking to issue bonds to raise long-term capital while adhering to capital safety regulations set by the central bank.
Interest rates for VND-denominated for long term deposits at commercial banks have reached 7.4% per year, according to the State Bank of Vietnam (SBV).
Bad debt of banks continues to increase...
Small banks are more vulnerable to liquidity risks, with their liquid assets declining by 6% in the first half of 2024.
As central banks rev up their monetary policy easing cycles, thoughts will undoubtedly turn to the extent of rate cuts that we are likely to see over the cycle.
Many banks have issued large amounts of bonds to raise thousands of billions of VND, pushing interest rates to around 8% per year, much higher than that of normal...
The extension of a policy on allowing commercial banks to reschedule the debt repayment period and maintain the debt group is necessary, but strong solutions are needed...
For much of this year the market has assumed that FED would be amongst the most cautious of the central banks when cutting rates. But just recently the momentum has...
It is estimated that by the end of June 2024, the economy's credit growth will reach nearly 4.5%. This number is still far from the yearly credit growth target of...
According to assessments of credit institutions, the overall business situation and pre-tax profit of the banking system in the second quarter of 2024 has improved but...
Commercial banks can continue to sell investment-linked insurance products through the bancassurance channel.
FIDT's Head of Research & Investment, Mr. Đoàn Minh Tuấn, predicts that as credit growth accelerates in the following two quarters, deposit rates may climb further...
Banks and insurance businesses have different understandings of the regulations in the Law on Credit Institutions 2024.
The decision to continue extending the debt restructuring period, keeping the debt group unchanged for another six months, is expected to continue to contribute to...
Analysts recommend that the State Bank of Vietnam (SBV) regulate banks' variable interest rates on consumer loans and set a interest rate caps for financial companies'...
In June, several banks continued to issue primary bonds to raise Tier 2 capital and improve business capital.