The current economic slowdown pushes the Fed to lower rates to around neutral, or even lower, but persistent inflation forces Fed to ‘tweak’ rates back up, possibly late...
The first half of 2025 witnessed a remarkable transformation in the banking sector, with both credit growth and profitability showing positive momentum.
The State Bank of Vietnam (SBV) has stated that it has continuously maintained low interest rates to support economic growth.
Commercial banks in Ho Chi Minh City are stepping up lending for production and business at reasonable rates to support the city’s double-digit growth target for 2025.
According to MBS Securities, the earnings growth of the banking and real estate sectors in Q2/2025 is looking much more optimistic than other industry groups.
Earnings of listed companies on the Vietnam stock market could grow by 14% YoY in 2Q25, despite ongoing pressures from geopolitical tensions and tariff-related...
The first quarter (Q1) financial reports of listed banks are showing a not-so-positive picture with the total value of bad debt at more than 266,000 billion VND, up...
Despite actively promoting credit growth, banks must still ensure credit quality in the context of asset quality risks and the rising trend of non-performing loans.
The average 12-month deposit rates of large commercial banks could fluctuate within the range of 5.5% – 6% by the end of 2025.
Positive credit growth in Q1/2025 is a stark contrast to the capital absorption picture of the first quarter in recent years.
The tilt towards easier policy remains very much in place across central banks outside the US. The outlook for Fed policy is more opaque but it does appear that...
The imposition of US tariffs poses enormous challenges for central banks, not least the Fed. Many analysts believe that the Fed will keep its powder dry but other...
The direction is under the newly-issued Prime Minister's Directive 09/CT-TTg on the tasks and solutions of State-owned enterprises (SOEs) to contribute to the...
The automatic profit-making products help commercial banks retain customers in the context of increasingly widespread cashless payments and the increasing number of...
Should central banks set policy in a different way if they are more uncertain about the economic outlook?
This strategic move aims to reinforce financial capacity, while complying with international safety standards, said economists and industry experts.
The State Bank of Vietnam (SBV) has set a credit growth target of 16% for the banking system in 2025. However, under favorable conditions, this figure could rise to...
In response to directions of the Government and the Prime Minister on solutions to stabilize deposit interest rates, a key driver of lending rates, the State Bank of...
While commercial banks’ primary profits still come from loan interest income, the trend in income structure is shifting towards revenue diversification.
The State Bank of Vietnam yesterday issued Official Dispatch No. 1595/NHNN-TD, prioritizing loans to rice farmers and exporters, particularly in the Mekong Delta, to...
The Vietnam banking sector must implement solutions to reduce lending interest rates, creating conditions for individuals and businesses to access loans at...
While the Vietnam banking sector may continue to confront NIM and asset quality issues in 2025, its overall operating environment is projected to improve.
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