Credit for the individual customer segment last year slowed, while GDP last year recorded a strong recovery and household income growth remained low.
While the Vietnam banking sector may continue to confront NIM and asset quality issues in 2025, its overall operating environment is projected to improve.
SBV Deputy Governor Dao Minh Tu stated that an average credit growth of over 2% would contribute to a 1% increase in the country's GDP. Therefore, for 2025, the central...
Commercial banks have stimulated credit demand right from the start of the year to support economic growth.
2024 continued to pose a lot of challenges to the global economy, marked by fluctuations in interest rates and geopolitical tensions. However, despite global economic...
The recovery of the real estate market, coupled with pressures from interest rates and exchange rates, is projected to drive credit growth in the...
Quan Trong Thanh, Head of Research at Maybank Investment Bank (MSVN), predicts that loan growth would reach roughly 15% in 2025 in a scenario of 6.7–7% GDP growth....
The banking system's credit growth had risen by 11.12% as of November 22 compared to the end of 2023, hence the 15% growth target for the whole year is reachable,...
There is a concern about risks that can arise as real estate credit has increased sharply in recent years, particularly by the end of September, higher than the general...
Although loan growth has lately increased, it remains much below the year-end objective of 15%.
Vietnam's economy is facing challenges, including the need to balance credit growth, promote exports, and effectively manage the capital market.
After a quiet July, credit in August 2024 showed signs of recovery. The State Bank of Vietnam (SBV) has recently adjusted the credit room to boost lending in the...
Bank credit in August is showing signs of recovery after a decline in July, according to the State Bank of Vietnam (SBV).
The VND/USD exchange rate has cooled, while capital absorption capacity may expand, creating a more favorable environment for monetary policy and credit growth.
The State Bank of Vietnam (SBV) has set a credit growth target of around 15 percent for 2024; however, the growth target is facing challenges, said Vice Chairman...
It is estimated that by the end of June 2024, the economy's credit growth will reach nearly 4.5%. This number is still far from the yearly credit growth target of...
FIDT's Head of Research & Investment, Mr. Đoàn Minh Tuấn, predicts that as credit growth accelerates in the following two quarters, deposit rates may climb further...
As of June 14, credit growth has reached 3.79% compared to the end of last year, marking a bright spot for the banking sector, according to the central bank.
In recent directives, the monetary policy regulatory body continues to urge banks to implement practical and effective solutions to strive for credit growth across the...
Credit within the banking system to the end of May 2024 increased by only 2.41% against the end of 2023, far from the credit growth target, the Government reported.
Many banks promote online lending to save time and costs for both parties and creating conditions to promote credit growth.
According to many experts, the aim of 5-6% credit growth by the end of 2Q24 is challenging because the Vietnam economy's credit demand has not improved much despite...
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