Consumer credit is making a positive contribution to overall credit expansion, helping to stimulate production, business activities, services, and economic growth.
Higher credit growth is prompting several banks to prioritize optimizing their loan portfolios, especially as many lenders have yet to be fully released from credit...
As Viet Nam enters the fourth quarter, the economy is showing many positive signs: industry is recording double-digit growth, exports are surging, and inflation remains...
Credit is continuing to expand strongly, reflecting robust loan demand and high capital absorption capacity in the economy.
In 3Q25, the net profit of the covered listed banks is expected to increase 22% year over year, driven by steady loan growth.
A press conference was held by the State Bank of Viet Nam (SBV) on October 3, in Ha Noi to announce the banking sector’s performance in the third quarter of 2025. Deputy...
As inflation is controlled in line with the targets set by the National Assembly and the Government, following the directives of the Government and the Prime Minister on...
The first half of 2025 witnessed a remarkable transformation in the banking sector, with both credit growth and profitability showing positive momentum.
On July 31, the State Bank of Viet Nam announced an upward adjustment to the credit growth target for 2025 for credit institutions, based on specific...
According to the most recent data from the State Bank of Vietnam (SBV), credit growth reached 9.9% in the first half of 2025. Based on this momentum, experts...
Several banks have begun to announce extraordinarily remarkable profit growth figures, against a backdrop of roughly 10% credit growth across the banking sector.
The credit growth figure of 7.14% as of June 2025 signals that the “lifeblood” of the economy is circulating strongly again, reflecting a revived confidence among...
TCB stock of the Vietnam Technological and Commercial Joint Stock Bank (Techcombank) – remains the only stock in the VN30 basket to continue rising in value.
Despite actively promoting credit growth, banks must still ensure credit quality in the context of asset quality risks and the rising trend of non-performing loans.
The average 12-month deposit rates of large commercial banks could fluctuate within the range of 5.5% – 6% by the end of 2025.
Positive credit growth in Q1/2025 is a stark contrast to the capital absorption picture of the first quarter in recent years.
Experts said a large portion of this influx of cash will likely flow into promising investment avenues like real estate and securities, especially given the current...
The State Bank of Vietnam (SBV) has set a credit growth target of 16% for the banking system in 2025. However, under favorable conditions, this figure could rise to...
The credit growth quota system, which puts a cap on the credit expansion of each bank, has been maintained by the SBV since 2011, when Vietnam’s economy was experiencing...
Credit for the individual customer segment last year slowed, while GDP last year recorded a strong recovery and household income growth remained low.
While the Vietnam banking sector may continue to confront NIM and asset quality issues in 2025, its overall operating environment is projected to improve.
SBV Deputy Governor Dao Minh Tu stated that an average credit growth of over 2% would contribute to a 1% increase in the country's GDP. Therefore, for 2025, the central...
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