Credit growth will leverage bank earnings.
Several banks have begun to announce extraordinarily remarkable profit growth figures, against a backdrop of roughly 10% credit growth across the banking sector.
Several banks have begun to announce extraordinarily remarkable profit growth figures, against a backdrop of roughly 10% credit growth across the banking sector.
The credit growth figure of 7.14% as of June 2025 signals that the “lifeblood” of the economy is circulating strongly again, reflecting a revived confidence among...
TCB stock of the Vietnam Technological and Commercial Joint Stock Bank (Techcombank) – remains the only stock in the VN30 basket to continue rising in value.
Despite actively promoting credit growth, banks must still ensure credit quality in the context of asset quality risks and the rising trend of non-performing loans.
The average 12-month deposit rates of large commercial banks could fluctuate within the range of 5.5% – 6% by the end of 2025.
Positive credit growth in Q1/2025 is a stark contrast to the capital absorption picture of the first quarter in recent years.
Experts said a large portion of this influx of cash will likely flow into promising investment avenues like real estate and securities, especially given the current...
The State Bank of Vietnam (SBV) has set a credit growth target of 16% for the banking system in 2025. However, under favorable conditions, this figure could rise to...
The credit growth quota system, which puts a cap on the credit expansion of each bank, has been maintained by the SBV since 2011, when Vietnam’s economy was experiencing...
Credit for the individual customer segment last year slowed, while GDP last year recorded a strong recovery and household income growth remained low.
While the Vietnam banking sector may continue to confront NIM and asset quality issues in 2025, its overall operating environment is projected to improve.
SBV Deputy Governor Dao Minh Tu stated that an average credit growth of over 2% would contribute to a 1% increase in the country's GDP. Therefore, for 2025, the central...
Commercial banks have stimulated credit demand right from the start of the year to support economic growth.
2024 continued to pose a lot of challenges to the global economy, marked by fluctuations in interest rates and geopolitical tensions. However, despite global economic...
The recovery of the real estate market, coupled with pressures from interest rates and exchange rates, is projected to drive credit growth in the...
Quan Trong Thanh, Head of Research at Maybank Investment Bank (MSVN), predicts that loan growth would reach roughly 15% in 2025 in a scenario of 6.7–7% GDP growth....
The banking system's credit growth had risen by 11.12% as of November 22 compared to the end of 2023, hence the 15% growth target for the whole year is reachable,...
There is a concern about risks that can arise as real estate credit has increased sharply in recent years, particularly by the end of September, higher than the general...
Although loan growth has lately increased, it remains much below the year-end objective of 15%.
Vietnam's economy is facing challenges, including the need to balance credit growth, promote exports, and effectively manage the capital market.
After a quiet July, credit in August 2024 showed signs of recovery. The State Bank of Vietnam (SBV) has recently adjusted the credit room to boost lending in the...
Bank credit in August is showing signs of recovery after a decline in July, according to the State Bank of Vietnam (SBV).