Despite the fact that deposit rates have been rising, lending rates may continue to fall as a result of supportive policies.
The State Bank of Vietnam (SBV) is expected to keep its supportive monetary policy in place for at least the next 3-6 months to help the economy recover.
Deposit rates may inch up by 0.5% in 2022, while lending rates will likely increase slightly, according to KB Securities.
Facing the pressure of increasing prices of goods, many enterprises worry that lending interest rates will stay at a relatively high level in the coming time.
The deposit rates could go up further in the coming months due to a rise in inflation pressure, fierce competition from other markets….
The lending rates could decrease further, but deposit rates is expected to pick up tenderly.
VNDirect expected lending rates to decrease further, but deposit rates pick up tenderly.
FY21F NIM improved across Vietnam commercial banks as declining funding cost largely offset asset yield contraction. What are the prospects for NIM in FY22F?
2022F system credit would be driven by a strong rebound in manufacturing and trading activities; low lending rates; higher public investment disbursement…
The lending rates couldn’t decrease significantly as banks must maintain high net interest income in correspondence with the current high net interest margin, said KB...
Commercial banks have continuously announced lending interest rate reductions to support and accompany customers to overcome the adverse impacts of the COVID-19 pandemic.
The Government issued Decree 79/2021 to revise some articles of Decree 97 dated June 30, 2018 on on-lending or ODA and foreign concessional loans.
According to KB Securities, credit supply is stable, system liquidity is abundant, weak credit demand and low inflation risk will make it difficult for deposit and...
The Vietnam Bank for Agriculture and Rural Development (Agribank) on July 15 said it will cut lending rates in Vietnam dong for the fifth time.
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