Consumer credit is making a positive contribution to overall credit expansion, helping to stimulate production, business activities, services, and economic growth.
The average 12-month deposit rates of large commercial banks will have room to decrease slightly by 2 bps, easing to 4.7% by the end of 2025.
The State Bank of Viet Nam (SBV) continues to urge the commercial banking system to maintain stable deposit rates and strive to reduce lending rates, considering this a...
Short-term deposit interest rates, with a slight upward trend, may be reined in to remain stable in the near future, amid continued capital flows pushing liquidity into...
A number of commercial banks raising short-term deposit interest rates, along with concerns about growing inflation as the money supply expands rapidly, may increase the...
The State Bank of Vietnam (SBV) is continuing its efforts to support liquidity and reduce funding costs for commercial banks in order to promote credit growth and...
In response to directions of the Government and the Prime Minister on solutions to stabilize deposit interest rates, a key driver of lending rates, the State Bank of...
While the Vietnam banking sector may continue to confront NIM and asset quality issues in 2025, its overall operating environment is projected to improve.
MBS expects the average 12-month deposit rates of large commercial banks to fluctuate around the range of 5% - 5.2% in 2025.
Banks are enjoying high profits, yet the interest rates they charge on loans remain high.
According to Associate Professor - Dr. Phạm Mạnh Hùng, Deputy Director of the Banking Research Institute at the Banking Academy, lending interest rates will...
The economy is forecast to continue to recover strongly from the end of 2024 to 2025, helping credit demand increase rapidly, but lending interest rates may also be...
FIDT's Head of Research & Investment, Mr. Đoàn Minh Tuấn, predicts that as credit growth accelerates in the following two quarters, deposit rates may climb further...
Deposit rates are rising, raising concerns that lending rates may follow when credit expansion resumes.
According to financial analysts, deposit rates have hit their lowest level in years and would be tough to cut further, while lending rates continue to fall.
Many real estate enterprises are still in short supply of funding. So, initiatives to unleash funds for the real estate market to boost recovery are critical.
In 2023, many times the leaders of the State Bank of Vietnam (SBV) had to express that: operating monetary policy has never been so difficult because of impacts from...
VCBS expects the lending interest rate will decrease by another 1-1.5 percentage points in 2024. In particular, banks will consider lowering interest rate for some...
The real estate market in 2024 will be guided by a 22% increase in real estate business credit in the first nine months of 2023 compared to the same time last year. It...
Deposit interest rates are expected to remain unchanged in 4Q23, while loan interest rates are expected to fall further 0.25%.
Positive economic growth expectations, according to Dr. Nguyen Van Dinh, Chairman of VARS, would surely lead to high demand in real estate across all categories,...
Borrowers are finding it challenging to obtain new loans from banks to settle their existing debts at a different bank.
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