Is there still room to cut lending rates?
The State Bank of Vietnam (SBV) is continuing its efforts to support liquidity and reduce funding costs for commercial banks in order to promote credit growth and...
The State Bank of Vietnam (SBV) is continuing its efforts to support liquidity and reduce funding costs for commercial banks in order to promote credit growth and...
In response to directions of the Government and the Prime Minister on solutions to stabilize deposit interest rates, a key driver of lending rates, the State Bank of...
While the Vietnam banking sector may continue to confront NIM and asset quality issues in 2025, its overall operating environment is projected to improve.
MBS expects the average 12-month deposit rates of large commercial banks to fluctuate around the range of 5% - 5.2% in 2025.
Banks are enjoying high profits, yet the interest rates they charge on loans remain high.
According to Associate Professor - Dr. Phạm Mạnh Hùng, Deputy Director of the Banking Research Institute at the Banking Academy, lending interest rates will...
The economy is forecast to continue to recover strongly from the end of 2024 to 2025, helping credit demand increase rapidly, but lending interest rates may also be...
FIDT's Head of Research & Investment, Mr. Đoàn Minh Tuấn, predicts that as credit growth accelerates in the following two quarters, deposit rates may climb further...
Deposit rates are rising, raising concerns that lending rates may follow when credit expansion resumes.
According to financial analysts, deposit rates have hit their lowest level in years and would be tough to cut further, while lending rates continue to fall.
Many real estate enterprises are still in short supply of funding. So, initiatives to unleash funds for the real estate market to boost recovery are critical.
In 2023, many times the leaders of the State Bank of Vietnam (SBV) had to express that: operating monetary policy has never been so difficult because of impacts from...
VCBS expects the lending interest rate will decrease by another 1-1.5 percentage points in 2024. In particular, banks will consider lowering interest rate for some...
The real estate market in 2024 will be guided by a 22% increase in real estate business credit in the first nine months of 2023 compared to the same time last year. It...
Deposit interest rates are expected to remain unchanged in 4Q23, while loan interest rates are expected to fall further 0.25%.
Positive economic growth expectations, according to Dr. Nguyen Van Dinh, Chairman of VARS, would surely lead to high demand in real estate across all categories,...
Borrowers are finding it challenging to obtain new loans from banks to settle their existing debts at a different bank.
While the Fed has been focused on fighting inflation, Vietnam needs to boost GDP growth. If we haven't accomplished this aim yet, monetary policy must remain...
Lending interest rates will drop sharply in the second half of 2023 as capital costs of commercial banks are falling, analysts forecast.
Commercial bank interest rate cuts have a beneficial influence on the real estate market, accompanied by anticipation of capital inflow.
Many financial analysts anticipated that lowering the value added tax (VAT) for commercial banks would give them greater leeway in lowering loan rates to help companies.
HSBC expects the State Bank of Vietnam (SBV) to deliver one more 50bp rate cut in this easing cycle, sometime in 3Q23, to further support growth.