As inflation is controlled in line with the targets set by the National Assembly and the Government, following the directives of the Government and the Prime Minister on...
As banking system liquidity tightens, putting upward pressure on deposit rates, the market is concerned that credit packages—particularly preferential real estate...
The first half of 2025 witnessed a remarkable transformation in the banking sector, with both credit growth and profitability showing positive momentum.
According to the most recent data from the State Bank of Vietnam (SBV), credit growth reached 9.9% in the first half of 2025. Based on this momentum, experts...
The State Bank of Vietnam (SBV) has stated that it has continuously maintained low interest rates to support economic growth.
Commercial banks in Ho Chi Minh City are stepping up lending for production and business at reasonable rates to support the city’s double-digit growth target for 2025.
Despite actively promoting credit growth, banks must still ensure credit quality in the context of asset quality risks and the rising trend of non-performing loans.
Positive credit growth in Q1/2025 is a stark contrast to the capital absorption picture of the first quarter in recent years.
The direction is under the newly-issued Prime Minister's Directive 09/CT-TTg on the tasks and solutions of State-owned enterprises (SOEs) to contribute to the...
The automatic profit-making products help commercial banks retain customers in the context of increasingly widespread cashless payments and the increasing number of...
The State Bank of Vietnam (SBV) has set a credit growth target of 16% for the banking system in 2025. However, under favorable conditions, this figure could rise to...
In response to directions of the Government and the Prime Minister on solutions to stabilize deposit interest rates, a key driver of lending rates, the State Bank of...
While commercial banks’ primary profits still come from loan interest income, the trend in income structure is shifting towards revenue diversification.
The Vietnam banking sector must implement solutions to reduce lending interest rates, creating conditions for individuals and businesses to access loans at...
On February 25, the SBV held a meeting with credit institutions to address strategies for stabilising deposit interest rates. As a result, banks such as Eximbank,...
While the Vietnam banking sector may continue to confront NIM and asset quality issues in 2025, its overall operating environment is projected to improve.
SBV Deputy Governor Dao Minh Tu stated that an average credit growth of over 2% would contribute to a 1% increase in the country's GDP. Therefore, for 2025, the central...
MBS expects the average 12-month deposit rates of large commercial banks to fluctuate around the range of 5% - 5.2% in 2025.
Banks are enjoying high profits, yet the interest rates they charge on loans remain high.
Prime Minister Pham Minh Chinh has urged Vietnam’s banking sector to overcome challenges and limitations to achieve breakthroughs this year.
According to Associate Professor - Dr. Phạm Mạnh Hùng, Deputy Director of the Banking Research Institute at the Banking Academy, lending interest rates will...
The Viet Dragon Securities Company (VDSC) said that bad debts might continue to increase slightly this year, after a circular allowing banks to reschedule debt repayment...
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