The automatic profit-making products help commercial banks retain customers in the context of increasingly widespread cashless payments and the increasing number of...
The State Bank of Vietnam (SBV) has set a credit growth target of 16% for the banking system in 2025. However, under favorable conditions, this figure could rise to...
In response to directions of the Government and the Prime Minister on solutions to stabilize deposit interest rates, a key driver of lending rates, the State Bank of...
While commercial banks’ primary profits still come from loan interest income, the trend in income structure is shifting towards revenue diversification.
The Vietnam banking sector must implement solutions to reduce lending interest rates, creating conditions for individuals and businesses to access loans at...
On February 25, the SBV held a meeting with credit institutions to address strategies for stabilising deposit interest rates. As a result, banks such as Eximbank,...
While the Vietnam banking sector may continue to confront NIM and asset quality issues in 2025, its overall operating environment is projected to improve.
SBV Deputy Governor Dao Minh Tu stated that an average credit growth of over 2% would contribute to a 1% increase in the country's GDP. Therefore, for 2025, the central...
MBS expects the average 12-month deposit rates of large commercial banks to fluctuate around the range of 5% - 5.2% in 2025.
Banks are enjoying high profits, yet the interest rates they charge on loans remain high.
Prime Minister Pham Minh Chinh has urged Vietnam’s banking sector to overcome challenges and limitations to achieve breakthroughs this year.
According to Associate Professor - Dr. Phạm Mạnh Hùng, Deputy Director of the Banking Research Institute at the Banking Academy, lending interest rates will...
The Viet Dragon Securities Company (VDSC) said that bad debts might continue to increase slightly this year, after a circular allowing banks to reschedule debt repayment...
Many banks have promoted capital mobilisation policies right from the beginning of 2025 to improve financial strength and meet the credit demand that is forecast to...
2024 continued to pose a lot of challenges to the global economy, marked by fluctuations in interest rates and geopolitical tensions. However, despite global economic...
Banking stocks, especially the Big 3 banks, in the Vietnam's stock market surged strongly as Q4 2024 financial results gradually came to light.
The recovery of the real estate market, coupled with pressures from interest rates and exchange rates, is projected to drive credit growth in the...
The non-performing loan (NPL) ratio of the banking system (excluding NPLs of weak commercial banks) needs to be controlled at below 3 per cent by the end of 2025.
Commercial banks' pre-tax profits in 2025 are forecast to grow by 14.9% year-on-year, while bad debt has peaked and is expected to decrease next year.
The banking industry successfully implemented policies on credit, interest rates, and exchange rates in 2024, guaranteeing businesses the best possible access to capital...
Ahead of the Lunar New Year (Tet) holiday, Vietnamese banks are offering attractive credit packages with low interest rates. This move aims to help businesses have more...
After nearly two months of stagnation, deposit rates of some commercial banks began rising again in November.
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