While the banking sector aims to reduce its reliance on net interest income, this driver actually continues to grow and remains the primary contributor to total revenue,...
Experts forecast that persistently high interest rates, coupled with rising household leverage, will increase the risk of deterioration in banks’ asset quality.
Amid rising risks from global monetary policy shifts, Circular 08/2026/TT-NHNN is being viewed as a “regulatory valve” that could help the banking system maintain...
As per the directives issued by the State Bank of Vietnam (SBV), a substantial number of commercial banks implemented reductions in deposit interest rates over the past...
Following a meeting with the State Bank of Viet Nam, commercial banks moved almost immediately to cut deposit interest rates.
The consensus move by the banking system to lower interest rates is expected to create fresh momentum for businesses and the real estate market at a time when...
In 2025, the USD/VND exchange rate rose by around 3.2%, remaining within the band set by the State Bank of Vietnam (SBV). However, when viewed in a broader context,...
Despite being under control, the practical challenges of managing asset foreclosures and executing judgments put non-performing loans (NPLs) at risk of rising once...
According to experts at Shinhan Bank, Viet Nam is likely to step up the use of fiscal policy to support economic growth in 2026.
Despite many commercial banks' increase in deposit interest rates, experts continue to expect the State Bank of Vietnam (SBV) to maintain an accommodative monetary...
With capital costs rising due to higher interest rates, pressure on Net Interest Margins (NIM) could make NIM the most unpredictable variable for the banking industry in...
The journey to “green” the banking sector is entering an important transitional phase, as requirements for sustainable development, emission reduction, and ESG practices...
Higher credit growth is prompting several banks to prioritize optimizing their loan portfolios, especially as many lenders have yet to be fully released from credit...
Credit is continuing to expand strongly, reflecting robust loan demand and high capital absorption capacity in the economy.
Decree No. 245/2025/NĐ-CP and Decree No. 69/2025/NĐ-CP, together with Vietnam’s upcoming stock market upgrade, are paving the way for several banks to “open their...
A press conference was held by the State Bank of Viet Nam (SBV) on October 3, in Ha Noi to announce the banking sector’s performance in the third quarter of 2025. Deputy...
After more than two weeks of cooling thanks to intervention and guidance from the State Bank of Vietnam (SBV), the exchange rate has shown signs of a slight rebound.
MBS anticipates that the average 12-month deposit rates of large commercial banks will have room to decrease slightly by 2 bps, easing to 4.7% by the end of 2025.
As inflation is controlled in line with the targets set by the National Assembly and the Government, following the directives of the Government and the Prime Minister on...
As banking system liquidity tightens, putting upward pressure on deposit rates, the market is concerned that credit packages—particularly preferential real estate...
The first half of 2025 witnessed a remarkable transformation in the banking sector, with both credit growth and profitability showing positive momentum.
According to the most recent data from the State Bank of Vietnam (SBV), credit growth reached 9.9% in the first half of 2025. Based on this momentum, experts...
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