The banking system is facing a special period as it must meet large capital demands for economic growth.
Calls for lower lending rates, amid still-high funding costs, have placed the banking sector in an acutely difficult position. However, with solid...
Rising demand for capital across the economy, combined with deposit mobilisation that has failed to keep pace, is placing mounting pressure on interest rate management.
According to the Department of Forecasting and Statistics (State Bank of Vietnam), credit institutions (CIs) forecast that credit risk will stabilize in the last 6...
Raising the ratio of short-term funds used for medium- and long-term loans to 40% could expand the credit headroom for banks, while creating additional...
Although small and medium-sized enterprises (SMEs) account for 98% of all businesses, bank lending to the sector currently represents only around 19-20% of total...
While the banking sector aims to reduce its reliance on net interest income, this driver actually continues to grow and remains the primary contributor to total revenue,...
Amid rising risks from global monetary policy shifts, Circular 08/2026/TT-NHNN is being viewed as a “regulatory valve” that could help the banking system maintain...
As per the directives issued by the State Bank of Vietnam (SBV), a substantial number of commercial banks implemented reductions in deposit interest rates over the past...
Following a meeting with the State Bank of Viet Nam, commercial banks moved almost immediately to cut deposit interest rates.
The consensus move by the banking system to lower interest rates is expected to create fresh momentum for businesses and the real estate market at a time when...
In 2025, the USD/VND exchange rate rose by around 3.2%, remaining within the band set by the State Bank of Vietnam (SBV). However, when viewed in a broader context,...
Despite being under control, the practical challenges of managing asset foreclosures and executing judgments put non-performing loans (NPLs) at risk of rising once...
With capital costs rising due to higher interest rates, pressure on Net Interest Margins (NIM) could make NIM the most unpredictable variable for the banking industry in...
Higher credit growth is prompting several banks to prioritize optimizing their loan portfolios, especially as many lenders have yet to be fully released from credit...
Credit is continuing to expand strongly, reflecting robust loan demand and high capital absorption capacity in the economy.
Decree No. 245/2025/NĐ-CP and Decree No. 69/2025/NĐ-CP, together with Vietnam’s upcoming stock market upgrade, are paving the way for several banks to “open their...
A press conference was held by the State Bank of Viet Nam (SBV) on October 3, in Ha Noi to announce the banking sector’s performance in the third quarter of 2025. Deputy...
MBS anticipates that the average 12-month deposit rates of large commercial banks will have room to decrease slightly by 2 bps, easing to 4.7% by the end of 2025.
As inflation is controlled in line with the targets set by the National Assembly and the Government, following the directives of the Government and the Prime Minister on...
The first half of 2025 witnessed a remarkable transformation in the banking sector, with both credit growth and profitability showing positive momentum.
The State Bank of Vietnam (SBV) has stated that it has continuously maintained low interest rates to support economic growth.
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