Despite being under control, the practical challenges of managing asset foreclosures and executing judgments put non-performing loans (NPLs) at risk of rising once...
With capital costs rising due to higher interest rates, pressure on Net Interest Margins (NIM) could make NIM the most unpredictable variable for the banking industry in...
Higher credit growth is prompting several banks to prioritize optimizing their loan portfolios, especially as many lenders have yet to be fully released from credit...
Credit is continuing to expand strongly, reflecting robust loan demand and high capital absorption capacity in the economy.
Decree No. 245/2025/NĐ-CP and Decree No. 69/2025/NĐ-CP, together with Vietnam’s upcoming stock market upgrade, are paving the way for several banks to “open their...
A press conference was held by the State Bank of Viet Nam (SBV) on October 3, in Ha Noi to announce the banking sector’s performance in the third quarter of 2025. Deputy...
MBS anticipates that the average 12-month deposit rates of large commercial banks will have room to decrease slightly by 2 bps, easing to 4.7% by the end of 2025.
As inflation is controlled in line with the targets set by the National Assembly and the Government, following the directives of the Government and the Prime Minister on...
The first half of 2025 witnessed a remarkable transformation in the banking sector, with both credit growth and profitability showing positive momentum.
The State Bank of Vietnam (SBV) has stated that it has continuously maintained low interest rates to support economic growth.
Commercial banks in Ho Chi Minh City are stepping up lending for production and business at reasonable rates to support the city’s double-digit growth target for 2025.
Despite actively promoting credit growth, banks must still ensure credit quality in the context of asset quality risks and the rising trend of non-performing loans.
Positive credit growth in Q1/2025 is a stark contrast to the capital absorption picture of the first quarter in recent years.
The direction is under the newly-issued Prime Minister's Directive 09/CT-TTg on the tasks and solutions of State-owned enterprises (SOEs) to contribute to the...
The automatic profit-making products help commercial banks retain customers in the context of increasingly widespread cashless payments and the increasing number of...
The State Bank of Vietnam (SBV) has set a credit growth target of 16% for the banking system in 2025. However, under favorable conditions, this figure could rise to...
In response to directions of the Government and the Prime Minister on solutions to stabilize deposit interest rates, a key driver of lending rates, the State Bank of...
While the Vietnam banking sector may continue to confront NIM and asset quality issues in 2025, its overall operating environment is projected to improve.
MBS expects the average 12-month deposit rates of large commercial banks to fluctuate around the range of 5% - 5.2% in 2025.
Banks are enjoying high profits, yet the interest rates they charge on loans remain high.
The Viet Dragon Securities Company (VDSC) said that bad debts might continue to increase slightly this year, after a circular allowing banks to reschedule debt repayment...
Many banks have promoted capital mobilisation policies right from the beginning of 2025 to improve financial strength and meet the credit demand that is forecast to...
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