The demand for loans rises as the year comes to an end. Many analysts predict that credit growth will frequently double or triple in comparison to the...
The average 12-month deposit rates of large commercial banks will have room to decrease slightly by 2 bps, easing to 4.7% by the end of 2025.
MBS anticipates that the average 12-month deposit rates of large commercial banks will have room to decrease slightly by 2 bps, easing to 4.7% by the end of 2025.
Short-term deposit interest rates, with a slight upward trend, may be reined in to remain stable in the near future, amid continued capital flows pushing liquidity into...
The average 12-month deposit rates of large commercial banks could fluctuate within the range of 5.5% – 6% by the end of 2025.
While the Vietnam banking sector may continue to confront NIM and asset quality issues in 2025, its overall operating environment is projected to improve.
MBS expects the average 12-month deposit rates of large commercial banks to fluctuate around the range of 5% - 5.2% in 2025.
MBS anticipated that deposit rates would inch up only by an additional 20 bps by year-end.
MBS expects deposit rates to rise by 50 basis points in the second half of 2024.
FIDT's Head of Research & Investment, Mr. Đoàn Minh Tuấn, predicts that as credit growth accelerates in the following two quarters, deposit rates may climb further...
While credit growth remains sluggish, the recent increase in deposit rates across the banking sector has raised concerns among businesses and market observers for fear...
Corporate bonds are viewed as a cheap fundraising tool that assists Vietnam's commercial banks in expanding low-interest loans to firms.
Deposit rates are rising, raising concerns that lending rates may follow when credit expansion resumes.
Nearly 20 commercial banks in Vietnam have adjusted deposit rates since the beginning of this month, with most lowering rates.
According to financial analysts, deposit rates have hit their lowest level in years and would be tough to cut further, while lending rates continue to fall.
The other banks in the Big 4 group have altered their interest rates in response to Vietcombank's lead in setting the lowest deposit rates across all terms.
Deposit interest rates are expected to remain unchanged in 4Q23, while loan interest rates are expected to fall further 0.25%.
Borrowers are finding it challenging to obtain new loans from banks to settle their existing debts at a different bank.
Commercial banks have persistently reduced deposit interest rates, resulting in rates for many terms now standing at just above 6% per annum.
HSBC expects the State Bank of Vietnam (SBV) to deliver one more 50bp rate cut in this easing cycle, sometime in 3Q23, to further support growth.
Four State-owned banks have further cut deposit interest rates by 0.2-0.3 percentage points to reach around 7 per cent for 12-month deposits.
Banks have been steadily cutting deposit interest rates, which have reached around 8%, a move aimed at reducing lending rates to support businesses.
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